How much for a Will?
We’re asked “how much for a Will” quite a lot. We could answer “it depends” but would rather be much more straight forward and up front about what it costs to make a Will. We take a very pragmatic approach when someone asks “how much does it cost to make a Will”?...
Get help with buying a new home
When you’re trying to buy your first home or, if you’re a home mover, there’s nothing better than being able to get some help with buying a new home. We’ve heard recently from the Scottish Government about their extension to the Help to Buy (Scotland) scheme. We...
Which mortgage is right for you?
Which mortgage is right for you – Fixed Rate, Variable Rate, Interest Only? Carr Berman Crichton don’t arrange mortgages. However, we deal with a wide range of mortgage brokers who do. Despite that fact, we do know a lot about the different kinds of mortgages...
Mortgage applications soar as the housing market opens up
The Bank of Scotland announced a 75% increase in the number of online mortgage application enquiries as the housing market opens up. This is one of the strongest indicators yet that the property market in Scotland is set to bounce back. There had been some fears that...
Help to Buy scheme extended
The Scottish Government has announced an extension to the Help to Buy (Scotland) scheme until March 2022. It claims this will help an additional 2,000 households as well as supporting house-builders. The extension of the scheme means an additional £55 million will be...
The housing market prepares to re-open
The coronavirus lockdown brought the housing market throughout the UK to an abrupt halt in March. Spring is traditionally one of the busiest periods in the property calendar so this has had a significant impact. Registers of Scotland closed the Applications Register....
New Rules for certifying documents
The Scottish Government has introduced new rules for solicitors when certifying documents. More solicitors are also Notaries and this means clients frequently call upon them to certify or “notarise” documents. When the documents are executed, both the...
Mortgage Payment Holiday extended
As the lockdown continues, UK lenders agree to extend mortgage payment holidays. Up until now, 1.8 million borrowers have taken advantage of the opportunity to take a mortgage payment holiday. The initial period of up to 3 months was due to end on 30 June. However,...
Home movers to be given more time to recover property tax
The Scottish Government propose to extend the time within which property purchasers can recover property tax. If you buy a new home before you sell your existing home, you have to pay a property tax. This tax is called the Additional Dwelling Supplement (ADS). The...
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