After many years and thousands of pounds worth of payments, you have finally repaid your mortgage. You now own a valuable asset in the form of you home and no longer need to make any mortgage payments. Having paid off your mortgage, what happens next? You need to...
When two or more people buy a house, the title will be structured so that it is held jointly. Most titles are held equally between two owners of a property but more than two people can easily hold the title. The key factor is that the property is jointly owned. What...
The process of buying a house at auction may seem simple, as portrayed in TV shows like “Homes Under the Hammer.” However, it is not as straightforward as it may seem. You attend the auction, place your bid, and hope to become the new owner of the...
The Scottish property market is known for its unique “offers over” system. This presents buyers with a blind bidding situation. In this article, we will explore how the “offers over” process works. We’ll discuss the challenges buyers face and...
Embarking on Your Home Buying Journey Buying a house in Scotland, especially for first-time home buyers, is a significant step. It usually raises many questions resulting in decisions to be made. Understandably, the house buying process might seem overwhelming. Our...
There is nothing more satisfying when you are selling a house than to have multiple offers from which to choose. Fixing a closing date does tend to concentrate the buyers’ minds. It also means the competition usually leads to a higher sale price. However, at the...