Planning to Sell? Why Missing Alteration Paperwork Could Derail Your Scottish Property Sale
If you’ve made changes to your home—like knocking through a wall, converting the attic, or building an extension—you might not realise that missing paperwork can delay or even jeopardise your property sale. In Scotland, many structural alterations require a...
Prior Rights in Scotland: What Surviving Spouses and Civil Partners Need to Know
When someone dies without a Will in Scotland, their estate is divided according to the laws of intestacy, not personal preference. For married couples and those in civil partnerships, Prior Rights are the first legal entitlement. These rights can have a considerable...
We say farewell to Martin Berman
It is with some sadness and regret that we have to announce that Martin Berman has decided to leave us and join another Firm, Curle Stewart, as a Consultant. Martin feels, as he looks to wind up and head towards retirement, that it’s better for both him and his...
Inheritance Tax and Unused Pensions: Changes are Coming
For many people, pensions have been a smart way to manage Inheritance Tax (IHT) and pass on wealth efficiently. But new rules announced in the 2024 UK Budget mean that strategy is about to face a shake-up. From April 2027, unused pension funds will be brought into the...
The Dangers of Relying on a Do-It-Yourself Will
With so many legal templates now available online, it’s understandable that people might consider writing their own Will to save time and money. Do-it-yourself Will kits and downloadable forms promise simplicity and low cost. But when it comes to planning what happens...
Making an Offer in Scotland: What You Need to Know About Closing Dates
If you’ve been house hunting in Scotland, you’ll have probably come across the term closing date. It’s a unique feature of the Scottish property market that can surprise first-time buyers and those moving from other parts of the UK. But what is a closing date, how...
Buying a House with a Partner in Scotland: Key Points to Consider
Buying a house with a partner can be exciting, whether you’re just starting on the property ladder or moving up to a bigger home. While combining your income and savings can make buying a property more affordable, it’s essential to understand your legal position when...
UK Budget 2024: What It Means for Inheritance Tax Planning
The UK Budget 2024 may not have delivered a complete overhaul of Inheritance Tax (IHT), but it did introduce — and confirm — key changes that will shape estate planning for years to come. From the nil-rate band freeze to new restrictions on long-standing reliefs, the...
You’ve repaid your mortgage – what happens next?
After many years and thousands of pounds worth of payments, you have finally repaid your mortgage. You now own a valuable asset in the form of you home and no longer need to make any mortgage payments. Having paid off your mortgage, what happens next? You need to...
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